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Financial Calculators & Tools

Candid Calculator

Switching to a better mortgage rate could save you money. But, how much better off will you be, if at all, after paying any exit penalities on your existing mortgage and fees on the new one? Use this calculator to find out.

Mortgage Switch Calculator
Mortgage size £
Existing annual interest rate (actual rate, not APR) ? %
Mortgage length years
Mortgage type
Existing mortgage exit fees/penalties ? £
New mortgage annual interest rate (actual rate, not APR) ? %
New mortgage fees (e.g. valuation/legal) ? £

Assumes interest rate fixed throughout, in practice it could vary. Existing mortgage exit fees and new mortgage fees added to new mortgage. Interest calculated monthly by dividing the actual interest rate by 12, as is common practice with many lenders.

Calculations are estimates provided for illustrative purposes only. Candid Money Limited accepts no liability whatsoever for their subsequent use.

Go to Calculators Homepage.