Welcome to Candid Money!

Banking groups received over a million complaints during the first half of his year, that’s more than 7,500 complaints a day! Who are the worst offenders?...

School fees have hisortically risen by more than double inflation. Is there a way to ease the financial pain?...

Could measuring the impact of fund manager decisions be a better way to measure their performance?...

China has recently overtaken Japan to become the world’s second largest economy; can it continue its almighty ascent as an economic superpower?...

With-profits funds were sold heavily up until a few years ago, usually via endowments and investment bonds. While the concept of smoothing returns by holding back profits (in reserve) during good years to tide over bad years sounds sensible, in practice many investors have been left disappointed. What should you consider before surrendering a policy?...

Once you reach age 55 you have the option to swap your pension for an income for life. While this is arguably one of the biggest financial decisions any of us ever have to make, it’s one that many people make blindly. And a bad decision could be a very costly one that affects you for the rest of your life....

It’s very easy to neglect how much interest you’re earning on your savings. But chances are if you opened a competitive variable rate account over a year ago it’s probably far less competitive today....

Life insurance is a sensible precaution for most of us at some point in our lives, usually when settling down with a partner and/or having children. It's generally straightforward and needn't cost the earth, but it pays to know what type of policy to buy and the cheapest place to buy it....

If you want to contribute into a pension but your employer doesn’t offer a scheme, then you’ll need to turn to personal pensions....

When you buy funds within a stocks & shares individual savings account (ISA) you could save a small fortune in charges by investing via a discount broker who rebates sales commissions. We’ve looked at 20 brokers to see which offer the best deals....

Failing to write a will could end up causing a lot of hassle for your loved ones when you die. Plus your estate may not end up as you would have wished. And if you’re not married to your partner a will is especially important, as they will not automatically inherit your estate....

Is your financial adviser receiving commission for nothing? If you’ve been sold an investment product or pension and have heard little from the adviser since, then the likely answer is yes. Take action to either get advice or a trail commission rebate....