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Random Jargon

Underwriting

The process where an insurance company decides how risky it would be to insure you and how much to charge you for cover, assuming they're prepared to insure you.

Financial Calculators & Tools

Candid Calculator

Calculate whether a fixed or variable rate mortgage might be a better option. You simply need to estimate what the annual variable mortgage rate will be for each year the savings are held. Note: this calculator is for interest-only mortgages and examines only the period the rate is fixed for.

Fixed vs Variable Rate Mortgage Calculator
Amount Borrowed £
Annual fixed interest rate ? % gross
How many years? ?
Variable interest rate year 1 ? % gross

Assumes variable rates are fixed each year, in practice they may vary. Ignores fees and calculates difference only over the period the rate is fixed, not the full mortgage term.

Calculations are estimates provided for illustrative purposes only. Candid Money Limited accepts no liability whatsoever for their subsequent use.

Go to Calculators Homepage.