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View on DB Capital bonds?

Investment | Fixed Interest Helpful? 1

Asked by anantgholkar, submitted 24 September 2011.

Open Quote I have received following message from Interactive Investor. It is too good to be true. Your suggetion please
Invest in High Yield Two Year Bonds*

Minimum investment £2,000

Click here to register FREE on the exclusive DB Capital plc Private investor Platform

DB Capital is authorised and regulated by the Financial Services Authority and Registered with the information Commissioner's Office

Registering does not commit you to anything at all now or in the future.

EITHER Earn high interest of 12%+ per annum**

OR Earn 6%+ interest per annum **
Plus a capital gain from the RISE or FALL in
Gold, Silver, Oil, FTSE, Dow Jones, DAX, CAC, Euro, US$, Yen**

OR Earn 6%+ interest per annum, inflation protected **
With the capital and interest index linked to the UK RPI or CPI **
End Quote

Answered by Justin on 01 May 2012

I'm struggling to find any information about this supposed investment opportunity. DB Capital Plc has applied to cancel its FSA authorisation and the company's website is 'under construction'. So I think it's fair to say it's no longer trading, at least as a FSA authorised investment company.

Based on the sketchy details in the email it does all look a bit too good to be true, with the advertised returns suggesting a fair amount of risk may be involved.

From the limited amount of information available on the Internet it appears the company was aiming to raise money from private investors and lend to businesses, using the interest paid by businesses to provide returns for investors (although the email extract above suggests an artificially constructed investment element too). Lending to businesses can be as safe or risky as the prospects for those businesses, I suspect this might have been at the higher risk end of the scale.

Anyway, looks like the company never got off the ground...probably just as well given the spurious nature of the product they were trying to flog. Interactive Investor is a decent website, so it's disappointing to see them pushing junk emails like this.


Please note this answer does not constitute a recommendation or financial advice and should not be relied upon when making specific investment or other financial decisions. You should always undertake your own research into whether a product or service is appropriate for your needs and, if necessary, use a qualified professional adviser.

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